Insurance planning is about peace of mind. For families and business owners in Sudbury and Toronto, and across Ontario, Alberta and B.C., Costantini Group makes protection simple, human, and clear. With a focus on your goals, we transform insurance planning from a task into a tool—one that safeguards your future, strengthens your family’s security, and supports your business growth.

Coverage That Mirrors Obligations

Protection is sized to what matters—family income, debts, key people, and buy–sell needs—and reviewed as your life and business change, so gaps don’t appear when you least expect them.

Complexity Simplified, Clarity Delivered

Life insurance, disability insurance, and critical illness insurance each serve a purpose, but knowing which is right for you can feel overwhelming. Costantini Group simplifies the details, breaking complex options into clear, step-by-step strategies. Clients leave with confidence, knowing their coverage fits their life, their goals, and the people they love most.

Trusted Through Life’s Big Moments

When life shifts—whether through growth, challenge, or transition—clients call us first. We’ve built trust by being present during important milestones, providing reassurance in uncertain moments, and celebrating wins along the way. Insurance planning becomes part of a relationship built on honesty and care.

Coaching Through Life Transitions

From young families protecting income, to business owners designing employee benefits, to retirees considering legacy planning, our team takes a coaching approach. We walk clients step-by-step through insurance decisions, ensuring every choice aligns with long-term goals. Insurance planning here isn’t transactional—it’s about empowering clients to feel supported and confident through every stage of life.

Honest, Down-to-Earth Advice

Costantini Group values clarity and discipline over jargon. We set realistic expectations and provide straightforward recommendations, making insurance planning accessible and meaningful. Clients feel reassured knowing that their strategies are both practical and protective.

Building Plans Around Your Point B

Every insurance plan begins with a vision of the future. Maybe it’s ensuring your family can maintain their lifestyle, protecting your business with employee benefits, or leaving a legacy through life insurance. Costantini Group starts with that destination and works backward, creating adaptable plans that make the journey achievable.